An appraisal is an unbiased professional opinion of a home's value. Appraisals are almost always used in purchase and sale transactions and commonly used in refinance transactions. In a purchase and sale transaction, an appraisal is used to determine whether the home's contract price is appropriate given the home's condition, location, and features. In a refinance, it assures the lender that it isn't handing the borrower more money than the home is worth. 

Amortization Annual Income Appraisal Appraisal Fee APR ARM Balloon Payment Bankruptcy Borrower Cash-Out Refinance Closing Checklist Closing Costs Closing Disclosure Co-Borrower Conventional Loan Cosigner Credit History Credit Report Credit Requirements Debt Ratio Disclosure Discount Points Down Payment Down Payment Grant Earnest Money Eligibility Equity Escrow Fannie Mae FHA FHA Funding Fee FHA Handbook FHA Limits FHA Loan FHA Minimum Standards FHA One-Time Close FHA Refinance FHA Requirements FICO Score First-Time Homebuyer Fixed Rate Mortgage Foreclosure Freddie Mac Good Faith Estimate Home Equity Loan Home Inspection HUD HUD-1 Settlement Statement Identity Theft Interest Rate Joint Loan Jumbo Loan Lender Loan Application Loan Approval Loan Balance Loan Officer Loan Term Loan-to-Value Ratio MIP Monthly Payment Mortgage Mortgage Closing Obama Mortgage Origination Fee Owner Occupied PMI Pre-Approval Prepayment Prequalification Principal Property Tax Property Title Reverse Mortgage Second Mortgage Single Family Home Streamline Refinance Subprime Mortgage
FHA.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither FHA.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.
Phil Ammann is a St. Petersburg-based journalist and blogger. With more than three decades of writing, editing and management experience, Phil produced material for both print and online, in addition to founding HRNewsDaily.com. His broad range includes covering news, local government and culture reviews for Patch.com, technical articles and profiles for BetterRVing Magazine and advice columns for a metaphysical website, among others. Phil has served as a contributor and production manager for SaintPetersBlog since 2013. He lives in St. Pete with his wife, visual artist Margaret Juul and can be reached at phil@floridapolitics.com and on Twitter @PhilAmmann.

The Property Appraiser of DeSoto County, Florida is charged with placing a fair and equitable market value on every parcel of property both real estate and tangible in our county. Many people believe the Property Appraiser determines the amount of taxes a property owner will pay but this is not the case. The job of property appraiser is to value property for tax purposes; the taxing authorities (Board of County Commissioners, School Board, City Council, Water Management) set the tax rate for all property and therefore the amount of taxes to be assessed.


YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
If you're refinancing a conventional mortgage, a low appraisal can prevent you from doing so. The home needs to appraise at or above the amount you want to refinance for your loan to be approved. However, if your existing mortgage is an FHA mortgage, you can refinance without an appraisal through the FHA Streamline program – a great option for underwater homeowners.
Lenders want to make sure that homeowners are not overborrowing for a property because the home serves as collateral for the mortgage. If the borrower should default on the mortgage and go into foreclosure, the lender will recoup the money it lent by selling the home. The appraisal helps the bank protect itself against lending more than it might be able to recover in this worst-case scenario.
The Hong Kong Institute of Surveyors (HKIS) regulates property surveyors in Hong Kong. Established in 1984, Institute is the only professional organisation representing the surveying profession in Hong Kong. The HKIS was statutorily incorporated by virtue of the Hong Kong Institute of Surveyors Ordinance in January 1990 (Cap. 1148). In July 1991, the Surveyors Registration Ordinance (Cap. 417) was passed to set up a Registration Board to administer the registration of surveyors. In May 2006, the number of members had reached 6,723. A general practice surveyor advises on the best use of the land, assesses the feasibility and viability of the proposed development project as well as the valuation, marketing, sale, leasing and management of completed developments. It also has a website to provide real-time property's value estimate across whole Hong Kong.[31]
Welcome to our home page. We are State of Florida real estate appraisers providing residential appraisal services in Hillsborough, Pinellas, Manatee, Pasco, Polk Sarasota, Lee, Charlotte, Collier and Desoto counties. My Florida Home Appraisal is a leading provider of real estate valuations for the mortgage lending and non lending marketplace as an independent, full service real estate appraisal company. We are known throughout Florida's South West and Tampa Bay areas as one of the premier real estate valuation firms . Our reputation as a leading real estate appraisal firm is the product of our commitment to consistently provide a higher standard of service and outstanding results. We strive every day to ensure that our clients' expectations are not only met, but far exceeded.

YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
NOTICE: The Hillsborough County Property Appraiser’s office announces a Request for Proposals (RFP) for qualified consultants to provide high-resolution aerial photography services. The deadline for the submission of bids is Dec. 20 at 2 p.m. A pre-bid meeting for prospective bidders is scheduled for Dec. 6 at 10 a.m. at the HCPA office in Tampa. All interested firms can obtain a copy of the RFP by
Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
Officials estimate the county is foregoing $49,301 in property taxes during the ten years on all properties. St. Petersburg, which also is waiving property taxes earmarked for the city, would be giving up about $62,343 in ad valorem taxes over the ten years. The actual amount won’t be known until the Pinellas County Property Appraiser values the real estate.
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