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Question by Turn&Burn6: What should my major be for “Mortgage review appraiser”?
So I’m changing my major…I want to graduate in 4 years and possible get my masters instead of trying to get into vet school. What I’m looking at is a mortgage review appraiser but idk what I should major in to get to do that…
I know that it’s possible to do that without college(my sister does something similar with no college and makes over 6 figures) but I want my education.
What would my major be to get a degree and do that?
Any advice would help
Best answer:
Answer by DrIG
You can try economics or finance./
Know better? Leave your own answer in the comments!
Officials eye action against appraiser
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Question by Jdizzle: How to find an “Independent Auto Appraiser” with Stolen car claim?
Greetings everyone.
I had a 2003 Lincoln LS “ultimate” stolen about 3 weeks ago. My insurance claim period was only 15 days and they gave me an offer of private party KBB. First of all, is that average?
I was told from other people that their insurance companies give them full retail value on total loss claims such as stolen or totalled. They said if I didn’t like their price, (2K below full retail) they would hire an independent appraiser and I would have to hire an independent appraiser and then it would be averaged between the two. Cost is $ 150-300 which I would have to pay. How do you find an appraiser without having the actual car? Is this hassle worth the 1500-2000 I can get back?
Best answer:
Answer by fightingsaints
First off, I’m surprised that the company used KBB instead of CCC or ADP. Those are two computerized evaluation systems based on actual selling prices of vehicles from dealerships around the country. I don’t believe you can have access to the CCC or ADP databases, but I guess it wouldn’t hurt to ask. Sorry but I don’t have their contact info with me right now.
If you can’t get access to CCC or ADP I would ask your insurance company to have the report run. If need be, offer to split the cost. Your half should be less than $ 50.
I would recommend that before going through the appraisal process. I have handled claims that have gone through this process and it is not fun for the vehicle owner.
If you still need to find an appraiser I would suggest trying to locate an independent adjusting company in your area that has an auto expert on staff. You can look for one on these websites.
http://www.claims-portal.com/cdps/
http://www.claimsjournal.com/yellowpages/
http://www.cagworld.com/
http://www.claimspages.com/
Make sure to find out if the appraiser is licensed.
They owe you Actual Cash Value (ACV) which is the same as the retail selling price, not asking price.
Good Luck.
What do you think? Answer below!
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Five Things you Must Know Before Hiring a Home Appraiser
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Home Page > Finance > Real Estate > Five Things you Must Know Before Hiring a Home Appraiser
Five Things you Must Know Before Hiring a Home Appraiser
Posted: Sep 24, 2007 |
Homeowners who are seeking a property appraiser often ask “How should I choose which real estate appraiser to use?” When selecting a property appraiser to use keep the following in mind:
Always make sure a property appraiser is licensed or certified by the state to perform real estate appraisals. While state licensing and/or certification isn’t always an indication of quality, it ensures that an individual is has met certain standards and been authorized to perform property appraisals. Some states do not require licensing to perform real estate appraisals. It is unwise to use the services of any professional who is not licensed or certified.
Don’t be afraid to ask an appraiser for a copy of their license. A good appraiser will readily provide this documentation. Copies of licenses are commonly requested by mortgage brokers and loan officers. Once you get a copy of their license, it’s a good idea to check with the government agency which issued the document to ensure the license is active and in good standing.
Many excellent real estate appraisers carry a professional designation. The most widely known industry designations are SRPA, SRA and MAI. These designations are issued by the Appraisal Institute. These designations demonstrate an appraiser’s commitment to continuing education and ethical standards. Oftentimes, the standards required to obtain these designations exceed those set forth by state licensing/certified requirements.
Ask the real estate appraiser what percentage of their work is performed in the neighborhood in which the property is located. Appraisers who do a lot of their work or live in a particular area often have a deep knowledge of property values in that area. Additionally, they are more likely to know how “neighborhood variables” such as school districts and fire departments affect the property values in the area.
Lastly, find out if the property appraiser has experience performing appraisals for consumers as opposed to real estate professionals. Mortgage brokers and loan officers have distinctly different needs than homeowners. An appraiser who understands the needs of homeowners is more likely to help you learn about the appraisal process and answer questions you may have along the way.
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Steve Hoogenakker -
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Steve Hoogenakker provides a solid, common sense approach to solving problems and answering questions relating to business management, leadership, consumer loan products and landscape and lawn problems and solutions. Steve has 20 years in the landscaping and leadership field. He can be reached by email at Steve@Landscape.Pro. Steve Hoogenakker, MHA, CAI, CIC Midwest, MNLA, PLANET, MTGF, Showcase Landscape, Minnesota, Delano,
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Real Estate Appraiser and Their Importance
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Home Page > Finance > Real Estate > Real Estate Appraiser and Their Importance
Real Estate Appraiser and Their Importance
Posted: May 01, 2008 |Comments: 0
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Real estate appraiser helps you in finding houses in your city at right prices. Real estate appraiser role is very important when someone wants to sell a property and wishes to know what the property is worth so that they know how to price the home. They will provide complete comparability studies about flats for rent or sale. They will help you in finding rental houses, commercial property and property foreclosure information.
In the world of commercial real estate, not all appraisers are considered equal. It takes a certain expertise and knowledge to correctly appraise commercial property and not just anybody is qualified. There are two types of appraisers, a fee appraiser and a staff appraiser. A fee appraiser is generally available to the public for hire and a staff appraiser works for a specific lender or lending firm. So be careful when you are choosing the real estate appraiser.
Most of the real estate appraisers are government authorized; some are non-authorized so check their license and track record before taking the services of real estate appraiser.
Real estate appraisal for rental properties isn’t the same as for single-family homes. If you were looking at a 24-unit building, it would be difficult to find similar ones nearby that have recently sold. Therefore, a market analysis using comparable sales isn’t normally used.
Many people assume that the only time that you need an appraisal for real property is when you are buying but you need at other times also like to know value of his/her property, when the time to decide the division of assets.
Be careful when using any real estate appraisal method or appraiser services. No formula is perfect and all are only as good as the figures you plug into them so choose according to your requirement. Used wisely, though, real estate appraisal using capitalization rates is one of the most accurate methods.
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Home Page > Education > Online Education > How To Become A Real Estate Appraiser
How To Become A Real Estate Appraiser
Posted: Jan 09, 2010 |Comments: 0
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A career as a real estate appraiser can be a very exciting and lucrative endeavor. Before you become a real estate appraiser, you need to know a little about what the job entails. A real estate appraiser’s job is to investigate all aspects of real property to determine its value. This value is used for loan purposes, sale or purchase, investment or mortgage. In gathering information about a specific piece of property, appraisers use a variety of formulas to assess the estimated value of the property, taking into account location and other trends that could influence the value of the property in the future. They also access public records for any additional information that can assist them in making an accurate appraisal, including records of previous sales or assessments.
Now that you are familiar with the job of a real estate appraiser, let’s get you licensed! The first step to become a real estate appraiser is to obtain your appraiser’s license. There are many schools and organizations that offer schooling, but one of the best options is through an online real estate school. With technology and the advances in the internet, distance learning has become a very popular medium. Real Estate Web Schools is a popular online portal that lists all online schools that offer appraisal licensing courses so you can find the best value. Costs and benefits vary, so make sure you do your homework.
Great, you obtained your real estate appraisal license! Now it’s time to get you business. Just as other professions in the real estate industry, people skills are a necessity. Building relationships with real estate agents, mortgage professionals, other appraisers and consumers is essential to your success. Lead generation and consistent follow-up have to be the most important pieces of this puzzle, along with educating yourself on the current market. If you are diligent and professional in your real estate appraisal business, you will see results. It doesn’t matter the current condition of the market, the business is always out there; you just have to find it. You will also need to keep yourself educated on new developments in your industry. Real estate appraisal continuing education will keep you up-to-date and ahead of the competition. Remember, education is the key to success.
Take all factors into consideration when beginning a career as a real estate appraiser. In starting your own business, it will take time to build up your clientele and see results. Plan for the future and make sure you can survive while you’re getting your business off the ground. Overall, a job as a real estate appraiser is one of the best careers around. You get to be your own boss and have the flexibility to manage your schedule so you can spend time with your family and friends. Good luck in your career!
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Brent Mitchell -
About the Author:
Brent is a career consultant with Keller Williams Realty. He consults experienced agents, new licensees and people curious about a career in real estate on why KW is the best place to run their real estate business. To learn more about what Keller Williams has to offer, visit www.YouDriveTheSuccess.com .
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