Dear Mr. Contruction Manager,

I asked you for a copy of the appraisal back in May and you NEVER answered my email. If you would have answered my email back in May, I wouldn’t have asked Mr. Michael Anthony of the title agency, and Mr. Anthony wouldn’t have told me that you did owe me a copy of the appraisal, and I wouldn’t have had to ask you again. So thank you for being prompt and professional by answering my email 2 months after I originally asked you.

It looks like (yet again) that we are back at square one. Suntrust Mortgage has created yet another big problem for us. We are requesting the $6415.15 (which is the remaining portion of the $13,000.00) to pay the contractor’s bills for work/s they have completed and to also obtain their releases to obtain the “CO” from Hillsborough County. Be aware that I do not have the exact amounts for the contractor’s bills. If you want that information, please call Mr. Chris Braglin from Braglin Builders INC. at 813-695-0685. Again, I do not know the exact amounts for the contractor’s bills, so don’t ask me because you already have my answer.

These are the contactor’s that I am aware of that need payment:

1) Sal Electric: Electrical contractor that has performed the electrical work for our house.

2) A/C Contractor: A/C contractor that has performed the A/C work for our house.

3) Euro-Shutters: Hurricane shutter contractor that has performed the work for our house.

4) TECO: Local electrical power supply company. A certain amount must be paid before they do the final connection/meter installation to the house.

5) Hillsborough County Government: They require a certain amount of money to be paid for “Impact Fees” and/or etc… before they provide and/or release the “CO”.

6) Landscaping: Hillsborough County Government requires a certain amount of trees, grass, driveway and/or etc… before they provide and or release the “CO”.

7) Others: If any you can obtain those from builder.

Before we started the process/hassle to request the $13,000.00, we had an ending balance of $3,766.03 (according to Ms. Irene Hooper office meeting on Tuesday, March 24, 2009 at 11:00AM EST) bringing our total to $16,766.03. Your company led us to believe that we were going to receive the $13,000.00 that we had requested, and maintain the balance of $3,773.03. If you, or someone else in your company, would have followed their legal obligation of informing us that we would only receive $6,584.85 (0.506%), and you and your company would be holding the remaining $6,415.15 (0.493%), we would have most definitely went another route. I don’t understand how you and your company, fully knowing that we were approximately $13,000 short of finishing the construction of our home, let us apply for the $13,000 we need to finish our house, only to give us half and leave us in the exact same position (if not worse) then we were in before we applied for the increase. We feel that your company intentionally tricked us. We do not like this situation at all and it doesn’t look like it’s going to end favorable. Like we have said before, and like we are saying again now, we do not have the money to pay out and wait for you and your company to reimburse us.

On top of those fiascos, you and your company want inspection after inspection after inspection after each “penny” draw for $500 a pop! We already don’t have the money to pay the electricians, the euro-shutter guys, the a/c guys, TECO, Hillsborough County, and all the landscaping things the county requires to obtain the “CO”, and you and your company wants to make the situation worse by charging us $500 for each “penny” draw? All of these inconveniences are going to cause my builder to pass the extension date of August 1st and then we will have to pay you and your company another $150 to receive another extension. Like you and your company aren’t making enough money off the interest we are paying on the mortgage! You and your company LOANED us the money for the house and most of these delays/problems we have been having were cause by you and your company changing our contract managers every couple of months. It’s become pretty clear that you and your company orchestrated these events to keep on ******* us.

We aren’t going to suggest anything. Tell us what you and your company is going to do (or not do) to solve this mess, since no matter what we try to do to get things going and get our house finished, you and your company finds another way to **** us. Like the interest we pay isn’t a ******* enough in itself…

Pissed Off,

Mr. and Mrs. Anonymous
i don’t the money for a lawyer btw